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Sovereign Financial Market Infrastructure for the UAE

Deterministic finality, risk-controlled settlement, ISO 20022 messaging, tokenized ownership, and biometric POS payments, deployed in the UAE and aligned with CBUAE and UAE PDPL.

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Deterministic final settlement

Risk-controlled settlement

ISO 20022 messaging

Domestic rails integration

Tokenized ownership

Biometric POS payments

Audit trail for every transaction

No PII on-ledger

Deployed in the UAE

Aligned with CBUAE and UAE PDPL

Deterministic final settlement

Risk-controlled settlement

ISO 20022 messaging

Domestic rails integration

Tokenized ownership

Biometric POS payments

Audit trail for every transaction

No PII on-ledger

Deployed in the UAE

Aligned with CBUAE and UAE PDPL

FOUNDATION

Built for regulated settlement and ownership

SOVEREIGN INFRASTRUCTURE

Built for the UAE

Deployed in the UAE with audit-ready controls and alignment to CBUAE and UAE PDPL.

CBUAE

Regulator

PDPL

Data privacy

01

FUND

Guarantee Fund

Risk-controlled Settlement

Settlement controls such as a guarantee fund and net debit caps to manage counterparty risk.

02

FINAL

Legal finality

Legal Finality

Deterministic commit as the legal finality moment aligned with local finality frameworks.

03

UAE

Data residency

Sovereign Deployment

Deploy on-prem or in domestic data centers with data residency and no cross-border replication of personal data.

04

ASSETS

Ownership

Tokenized Ownership

RMOZ Assets for real estate and real-world assets: fractional ownership with institutional controls and audit trails.

05

No PII

Privacy

Biometric Payments

Palm and vein payments with ledger audit logs, while biometric templates remain in your private systems.

APPLICATIONS

Procurement-ready deployment tracks in the UAE.

01

7 NODES

7-node institutional BaaS network

Start by evaluating on testnet.rmoz.ae, then deploy a 7-node institutional network in the UAE: 5 validators, 1 archival node, and 1 client node for integration and governance testing before scaling.

02

SETTLEMENT

Institutional settlement with deterministic finality

Finalize obligations in seconds with risk controls such as a guarantee fund and net debit caps, plus an audit-ready ledger.

03

ISO20022

ISO 20022 messaging for domestic rails integration

Carry ISO 20022 envelopes for core payment flows, with MsgId and UETR indexing for reconciliation and dispute handling.

04

OWNERSHIP

Tokenized ownership and assets

Issue, transfer, freeze, and govern tokenized ownership with institutional controls and auditable history.

05

BIOMETRICS

Biometric POS payments

Palm and vein authentication with data separation. No raw biometric templates on-chain, with clear verification logs for audit.

Platform Metrics

01

FINALITY

Deterministic

Irrevocable settlement finality

02

TPS

Enterprise

Capacity for retail payments and FMI-grade settlement

03

ISO20022

ISO 20022

ISO 20022 envelopes + MsgId/UETR lookups

04

PDPL

No PII

Biometrics: hashes + audit logs on-chain, templates stay off-chain

Don't take our word for it. Try it yourself.

Our testnet is live now. Explore the explorer, review transactions, and see the infrastructure in action.

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PARTNERSHIP ECOSYSTEM

Building partnerships with industry leaders

Banking Sector

In Discussions

Government Sector

In Discussions

Technology Partners

In Discussions

Investment Partners

In Discussions

Strategic partnerships pending official announcement

ENTERPRISE READY

Procurement-ready delivery in the UAE

SECURITY

Security & Sovereignty

Sovereign-grade security for regulated environments: protected keys, auditability, and PDPL-first data separation.

Protected keys and controlled signing

Role-based operations and access controls

Operational segregation and audit logs

Monitoring and operational controls

PDPL-first data separation and audit-ready evidence

Encryption in transit and at rest

PDPL-ready

Deployed in the UAE

Audit trails

UAE data residency

Data is stored and operated inside the UAE

UAE

01

Deterministic Finality at Scale

FINAL

Seconds-level deterministic finality with predictable throughput for retail payments and FMI-grade settlement.

02

ISO 20022 + Gateway SDK

ISO20022

REST APIs and SDK modules for banks, PSPs, wallets, and POS terminals.

03

7-node pilot deployment profile

7 NODES

An institutional pilot network for procurement and sandbox evaluation: 5 validators, 1 archival node, and 1 client node, with a clear path to scale.

04

UAE-based delivery

UAE

On-site pilots, integration support, and sovereign deployment guidance for UAE operators.

TRUST & COMPLIANCE

Security, Privacy & Auditability

01

SECURITY

Sovereign-grade operations designed for regulated environments.

02

EVIDENCE

Audit-ready evidence, traceability, and operational controls.

03

PDPL

Data protection-first separation: no PII or biometric templates on-chain; sensitive data stays in your private systems.

04

AUDIT

Audit-grade ledgers: ISO 20022 indexing plus biometric verification history for disputes and audits.

REGULATORY ALIGNMENT

CBUAE

Central Bank of the UAE

SCA

Capital markets

CYBER

Cybersecurity controls

PDPL

Data privacy

SECURITY CONTROLS

In-country deployment

Geo-fencing

No PII on-chain

Encrypted PII store

ISO 20022 audit trail

Biometric privacy

EVIDENCE PACK

v3.1

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CONTACT

We're here to

HELP

EMAIL

info@rmoz.sa

We're here to help. Our team is available to answer your questions.

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RMOZ Financial Infrastructure

Sovereign infrastructure for settlement, tokenization, and biometric payments in the UAE.

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